SBA SOP 50 10 8.1, App18.B.7 — Export Working Capital Program (EWCP) Loans

sba-sop81-app18-b-7

Verbatim text of SBA SOP 50 10 8.1 (with Technical Policy Updates) section App18.B.7 (Export Working Capital Program (EWCP) Loans). Effective 2026-10-01 for applications received by SBA on or after that date; SOP 50 10 8 governs applications submitted through 2026-09-30. 1 provision(s) quoted from SBA's .docx.

This register: .xlsx .csv

See also

SBA lending corpus: SOP 50 10 and the active notices, with the expiry watcher.

Verbatim regulatory text (1)

Verbatim provisions from SBA SOP 50 10 8.1, App18.B.7 — Export Working Capital Program (EWCP) Loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

SOP 50 10 8.1 App18.B.7

Effective 2026-10-01 · publisher's stamp for this provision

7. Export Working Capital Program (EWCP) Loans Except as expressly modified below, the general 7(a) interest rate requirements remain as applicable. a. SBA does not prescribe the interest rates for the EWCP but will monitor these rates for reasonableness. 13 CFR § 120.344(c) i. A loan may have a fixed or variable interest rate. The Lender negotiates the interest rate with the Applicant. ii. The base rate may be the daily Secured Overnight Financing Rate (SOFR) + 3%, Prime Rate, or SBA’s Optional Peg Rate. iii. The spread above the base rate as identified in the Note may not be changed during the life of the loan without the written agreement of the Borrower. For further discussion of variable interest rates, see Paragraph A., iii., “Policy on Variable Interest Rates” in this Appendix. iv. After approval and prior to final disbursement, Lender must either notify the LGPC of any changes to the Note terms related to the interest rate or make the change through E-Tran Servicing, or successor SBA Loan System. After final disbursement, Lender must either notify the CLSC by email to FSC.Servicing@sba.gov of any changes to the Note terms related to the interest rate or make the change through E-Tran Servicing, or successor SBA Loan System. b. Policy on Variable Interest Rates included in the A. General Policy on Interest Rates in this Appendix. i. Post-Approval Changes to the Interest Rate: a) Standard Policy: SBA’s maximum allowable interest rate applies only to the initial Note rate on a variable rate loan. Subsequent changes in the base rate are not subject to the maximum rate at the time of loan application; however, the maximum spread over the base cannot exceed SBA’s stated maximum. ii. Accrual Method: SBA does not require a specific accrual method for EWCP loans.

Source: SBA SOP 50 10 8.1, App18.B.7 — Export Working Capital Program (EWCP) Loans · source URL · snapshot 0fb0c4692cf52938

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Source of record: https://claudeforcompliance.com/regs/sba-sop81-app18-b-7/ · register sba-sop81-app18-b-7 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.