SBA SOP 50 10 8.1, B.Ch2 — 7(a) Small & SBA Express
Verbatim text of SBA SOP 50 10 8.1 (with Technical Policy Updates) section B.Ch2 (7(a) Small & SBA Express). Effective 2026-10-01 for applications received by SBA on or after that date; SOP 50 10 8 governs applications submitted through 2026-09-30. 1 provision(s) quoted from SBA's .docx.
SBA lending corpus: SOP 50 10 and the active notices, with the expiry watcher.
Verbatim regulatory text
Verbatim provisions from SBA SOP 50 10 8.1, B.Ch2 — 7(a) Small & SBA Express — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
SOP 50 10 8.1 B.Ch2
Chapter 2: 7(a) Small & SBA Express 7(a) Small loans are term (non-revolving) 7(a) loans that are $350,000 or less. 7(a) Small loans exclude: Standard 7(a) loans, SBA Express, Export Express, CAPLines, Export Working Capital Program (EWCP), and Pilot Program loans. SBA Express loans are loans that are $500,000 or less and may only be made by a Lender with SBA Express authority. SBA Express Lenders may not request that an SBA Express loan be processed under non-delegated authority by SBA’s LGPC. SBA Express was established as a permanent SBA program under P.L.108-447 and signed into law on December 8, 2004. The program reduces the number of government mandated forms and procedures, streamlines the processing, and reduces the cost of smaller, less complex SBA loans. The program allows Lenders to use, to the maximum extent practicable, their respective loan analyses, procedures, and documentation. Lenders must always start by reviewing the contents of Section A, Core Requirements for all 7(a) and 504 Loans.
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Source of record: https://claudeforcompliance.com/regs/sba-sop81-b-ch2/
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