SBA SOP 50 10 8.1, B.Ch3.D — Fees that the Lender may Charge the Borrower

SOP 50 10 8.1 B.Ch3.D

Effective 2026-10-01 · publisher's stamp for this provision

D. Fees that the Lender may Charge the Borrower See SOP 50 10 8.1, Section A, Ch. 4 for requirements for ethics, fees, and Agents. In addition to the fees in SOP 50 10 8.1, Section A, Ch. 4, Para. C.2, at the time of the annual review, the Lender may charge an extraordinary servicing fee of up to 50 basis points (0.50%) based on the maximum loan amount. Note: Lenders may not charge the 50 basis point fee on loans that are not revolving (i.e., revolving loans that have been termed out). Asset-based lines: Lenders may administer MARC loans as an asset-based line (e.g., similar to the 7(a) Working Capital CAPLines program or based on the Lender’s policies for its similarly-sized non-SBA guaranteed asset-based lines). When administering the MARC loan as an asset-based line, the Lender may charge an annual extraordinary servicing fee not to exceed 200 basis points (2%) of the outstanding balance. For MARC Loans, the Lender may assess this extraordinary servicing fee independent of fees based on the Lender’s policies for its similarly sized non-SBA guaranteed asset-based lines of credit by the institution. For asset-based lines, the Lender may only charge one category of extraordinary servicing fee, either the traditional extraordinary service fee not to exceed 2% or the 50 basis point fee calculated on the maximum loan amount. For all MARC loans, SBA has granted a blanket waiver on the Lender’s requirement to seek prior written approval when assessing either category of the extraordinary service fee outlined in this section.

Source: SBA SOP 50 10 8.1, B.Ch3.D — Fees that the Lender may Charge the Borrower · source URL · snapshot 0fb0c4692cf52938