SBA SOP 50 10 8.1, B.Ch5.B.1 — Eligibility for EWCP
Verbatim text of SBA SOP 50 10 8.1 (with Technical Policy Updates) section B.Ch5.B.1 (Eligibility for EWCP). Effective 2026-10-01 for applications received by SBA on or after that date; SOP 50 10 8 governs applications submitted through 2026-09-30. 1 provision(s) quoted from SBA's .docx.
SBA lending corpus: SOP 50 10 and the active notices, with the expiry watcher.
Verbatim regulatory text
Verbatim provisions from SBA SOP 50 10 8.1, B.Ch5.B.1 — Eligibility for EWCP — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
SOP 50 10 8.1 B.Ch5.B.1
1. Eligibility for EWCP In addition to the Core Requirements identified in Section A, the following EWCP-specific eligibility requirements apply: a. Eligibility for EWCP will be limited to businesses that have a history of at least 12 full months of operations prior to filing an application. i. In the event that the Applicant or Borrower does not have at least 12 full months of operations, the Lender may perform an analysis that demonstrates sufficient management experience to move forward with the EWCP loan. b. The Applicant must be able to produce timely and accurate financial statements, accounts receivable and accounts payable aging, and inventory reports. c. Export management companies (EMC) or export trading companies (ETC) may use this program only if the EMC or ETC takes title to the goods or services in the Export Transaction. EMCs or ETCs which have any bank ownership are ineligible for the EWCP loan program.
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Source of record: https://claudeforcompliance.com/regs/sba-sop81-b-ch5-b-1/
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