TILA (Truth in Lending Act, 15 U.S.C.) § 1633 — Exemption for State-regulated transactions

Name: TILA (Truth in Lending Act, 15 U.S.C.) § 1633 — Exemption for State-regulated transactions — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

tila-15usc-1633

TILA (Truth in Lending Act, 15 U.S.C.), §1633 Exemption for State-regulated transactions. Captured section-complete from uscode.house.gov (verbatim).

This register: .xlsx .csv

source:
  type: regulation
  id: tila-15usc-1633
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1633 — Exemption for State-regulated transactions
  description: |
    TILA (Truth in Lending Act, 15 U.S.C.), §1633 Exemption for State-regulated transactions. Captured section-complete from uscode.house.gov (verbatim).
  effective_date: '2010-07-21'
  date_basis: 'statutory credit line: enactment date of the latest amendment listed (OLRC U.S. Code snapshot c39eb94db6245814); an amendment''s own effective-date provision may set a different date'
obligations:
  - id: tila-15usc-1633-full
    canonical_id: tila-15usc-1633-full
    section: 15 U.S.C. §1633
    description: 'Exemption for State-regulated transactions: The Bureau shall by regulation exempt from the requirements of this part any class of credit transactions within any State if it determines that under the law of that State that class of transactions is subject to requirements substantially similar to those imposed under this part, and that there is…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1633
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1633&num=0&edition=prelim
      snapshot_id: c39eb94db6245814
      fetched_at: '2026-09-26T22:29:12Z'
      content_hash: sha256:74f76c1a67568d94bceab4ea1a1016a5d42a4768c9389c5ff69b43c6aff75489
      paragraph_quote: The Bureau shall by regulation exempt from the requirements of this part any class of credit transactions within any State if it determines that under the law of that State that class of transactions is subject to requirements substantially similar to those imposed under this part, and that there is adequate provision for enforcement.
      drafter_attestation: 'Verbatim 15 U.S.C. §1633 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot c39eb94db6245814; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot 23acc50e273a4e9c: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
    notes_split_to: tila-15usc-1633-notes
  - id: tila-15usc-1633-notes
    canonical_id: tila-15usc-1633-notes
    section: 15 U.S.C. §1633 note — source credit and editorial notes (not statute text)
    description: 'Editorial matter printed after the statute text: the source credit (enacting and amending public laws) and any footnotes or notes (e.g. Historical and Revision Notes, committee reports, References in Text). Not part of the operative statute.'
    type: note
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - statute-notes
      - not-statute-text
    primary_source:
      tier: 1
      authority: 15 U.S.C. §1633 note — source credit and editorial notes (not statute text)
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1633&num=0&edition=prelim
      snapshot_id: c39eb94db6245814
      fetched_at: '2026-09-26T22:29:12Z'
      content_hash: sha256:74f76c1a67568d94bceab4ea1a1016a5d42a4768c9389c5ff69b43c6aff75489
      paragraph_quote: (Pub. L. 90–321, title I, § 123, May 29, 1968, 82 Stat. 152; Pub. L. 111–203, title X, § 1100A(2), July 21, 2010, 124 Stat. 2107.)
      drafter_attestation: 'Verbatim 15 U.S.C. §1633 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot c39eb94db6245814; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot 23acc50e273a4e9c: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
    split_from: tila-15usc-1633-full

Verbatim regulatory text (2)

Verbatim provisions from TILA (Truth in Lending Act, 15 U.S.C.) § 1633 — Exemption for State-regulated transactions — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1633

The Bureau shall by regulation exempt from the requirements of this part any class of credit transactions within any State if it determines that under the law of that State that class of transactions is subject to requirements substantially similar to those imposed under this part, and that there is adequate provision for enforcement.

Source: TILA (Truth in Lending Act, 15 U.S.C.) § 1633 · source URL · snapshot c39eb94db6245814

15 U.S.C. §1633 note — source credit and editorial notes (not statute text)

(Pub. L. 90–321, title I, § 123, May 29, 1968, 82 Stat. 152; Pub. L. 111–203, title X, § 1100A(2), July 21, 2010, 124 Stat. 2107.)

Source: 15 U.S.C. §1633 note — source credit and editorial notes (not statute text) · source URL · snapshot c39eb94db6245814

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Source of record: https://claudeforcompliance.com/regs/tila-15usc-1633/ · register tila-15usc-1633 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.