USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶16.6 — Technology Fee
USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶16.6 — Technology Fee.
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Verbatim provisions from USDA SFH Guaranteed Loan Program Technical Handbook HB-1-3555 ¶16.6 — Technology Fee — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
USDA HB-1-3555, Chapter 16, § 16.6 — Technology Fee
Lenders will pay the Agency a technology fee, which may be passed to the borrower as an authorized loan purpose, when the request for loan guarantee is submitted via the Agency’s Guaranteed Underwriting System (GUS). The fee can be included in the loan amount, subject to maximum loan-to-value thresholds. The technology fee will be collected through the Agency’s LLC system interface with Pay.gov when the lender submits the loan closing package. A. Amount of Technology Fee The Agency will notify all lenders via the Agency website and GovDelivery notifications of the required technology fee amount. The technology fee is nonrefundable once the loan is closed and the Loan Note Guarantee has been issued. Failure to pay the technology fee at the time of closing will result in denial of the Loan Note Guarantee request. B. CFPB Forms: Loan Estimate and Closing Disclosure When the technology fee is passed on to the consumer, it will be disclosed on the Loan Estimate and Closing Disclosure as "Services You Cannot Shop For/Services Borrowers HB 1-3555 Guidance documents lack the force and effect of law, unless expressly authorized by statute or incorporated into a contract. USDA may not cite, use, or rely on any guidance that is not available through their guidance portal, except to establish historical facts. Did Not Shop For” in accordance with 12 CFR 1026.37(f)(2) and 1026.38(f)(2). These items should be titled as “USDA Technology Fee” on both disclosures, when applicable.
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Source of record: https://claudeforcompliance.com/regs/usda-hb-3555-16-6/
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