VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3728 — Exemption from State anti-usury provisions

va-38usc-3728

VA Home Loan Guaranty (38 U.S.C. ch. 37), §3728 Exemption from State anti-usury provisions. Captured section-complete from uscode.house.gov (verbatim).

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Verbatim provisions from VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3728 — Exemption from State anti-usury provisions — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

38 U.S.C. §3728

If, under any law of the United States, loans and mortgages insured under title I or title II of the National Housing Act are exempt from the application of the provisions of any State constitution or law (1) limiting the rate or amount of interest, discount points, or other charges which may be charged, taken, received, or reserved by lenders, (2) restricting the manner of calculating such interest (including prohibition of the charging of interest on interest), or (3) requiring a minimum amortization of principal, then loans guaranteed or insured under this chapter are also exempt from the application of such provisions. (Added Pub. L. 96–128, title IV, § 401(a) , Nov. 28, 1979 , 93 Stat. 986 , § 1828; amended Pub. L. 97–66, title V, § 501(b) , Oct. 17, 1981 , 95 Stat. 1032 ; renumbered § 3728, Pub. L. 102–83, § 5(a) , Aug. 6, 1991 , 105 Stat. 406 .)

Source: VA Home Loan Guaranty (38 U.S.C. ch. 37) § 3728 · source URL · snapshot 85fe95f04359b2b3

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Source of record: https://claudeforcompliance.com/regs/va-38usc-3728/ · register va-38usc-3728 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.