VA Servicer Handbook M26-4 Chapter 9 — VA Purchase

va-m26-4-ch09

VA Pamphlet 26-4 Chapter 9 governs the VA Purchase program (tVAP and VASP).

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source:
  type: regulation
  id: va-m26-4-ch09
  authority: VA Servicer Handbook M26-4 Chapter 9 — VA Purchase
  description: |
    VA Pamphlet 26-4 Chapter 9 governs the VA Purchase program (tVAP and VASP).
obligations:
  - id: va-m26-4-ch09-tvap-info-provision
    canonical_id: va-m26-4-ch09-tvap-info-provision
    section: VA M26-4 Ch. 9.03 — Servicer Information Provision for tVAP Preliminary Review
    description: |
      [SERVICER] is responsible for providing VA with the following
      information during the tVAP preliminary review: the total eligible
      indebtedness (TEI), the borrower's and other obligors' monthly
      gross income, and the expected monthly escrow amount.
    type: do
    audit_question: For every tVAP referral [SERVICER] makes to VA, can [SERVICER] evidence timely provision of (i) the total eligible indebtedness (TEI), (ii) the borrower's and other obligors' monthly gross income, and (iii) the expected monthly escrow amount?
    program_review: Does the program ensure [SERVICER] provides VA, during the tVAP preliminary review, the total eligible indebtedness (TEI), the borrower's and other obligors' monthly gross income, and the expected monthly escrow amount?
    file_review: Spot-check tVAP referrals; confirm timely provision of TEI, monthly gross income, and expected monthly escrow.
    judgment: false
    feeds: []
    workflow_phase: servicing
    owner_role: foreclosure_specialist
    secondary_owner_role: loss_mitigation_specialist
    cadence: per_loan
    consequence: ''
    tags:
      - round-b
      - regulator-direct
      - va
      - m26-4
      - ch09
      - tvap
      - va-purchase
      - 38cfr-36.4320
      - promoted
    primary_source:
      tier: 1
      authority: VA Servicer Handbook M26-4 Chapter 9 — VA Purchase
      source_class: va-handbook-m26-4
      source_url: https://benefits.va.gov/WARMS/M26_4.asp
      snapshot_id: a6574506bc2e56ee
      fetched_at: '2026-05-23T01:50:00Z'
      content_hash: sha256:298ebf47187b857fbc87c22c6ed0f7c6d0eafebeb2b7ca0c49048e49c270ad5a
      paragraph_quote: ' 1. The servicer is responsible for providing VA with the following information: the total '
      drafter_attestation: Copied verbatim from VA Handbook snapshot a6574506bc2e56ee (M26-4 Ch. 9.03 — tVAP information provision) at 2026-05-23. Source PDF retrieved via Wayback Machine.
    promoted_at: '2026-05-23T13:14:01+00:00'
    promoted_from: va-m26-4-ch09-roundb-v1.yaml
  - id: va-m26-4-ch09-vasp-confirm-occupancy
    canonical_id: va-m26-4-ch09-vasp-confirm-occupancy
    section: VA M26-4 Ch. 9.04 — VASP Owner-Occupancy Confirmation
    description: |
      For VASP, the property must be owner-occupied; rental or investment
      properties do not qualify. [SERVICER] is to confirm occupancy
      status with the borrower during the VASP review.
    type: do
    audit_question: For every VASP review [SERVICER] conducts, can [SERVICER] evidence that owner-occupancy was confirmed directly with the borrower (and that rental or investment properties were not advanced to VASP)?
    program_review: Does the program account for the VASP owner-occupancy gate — confirm occupancy directly with the borrower during the VASP review and keep rental/investment properties out of VASP?
    file_review: Spot-check VASP reviews; confirm owner-occupancy was confirmed with the borrower and no rental/investment property advanced. The officer judges whether the occupancy confirmation was adequately established.
    judgment: true
    feeds: []
    workflow_phase: servicing
    owner_role: loss_mitigation_specialist
    secondary_owner_role: ''
    cadence: per_loan
    consequence: ''
    tags:
      - round-b
      - regulator-direct
      - va
      - m26-4
      - ch09
      - vasp
      - occupancy-confirmation
      - promoted
    primary_source:
      tier: 1
      authority: VA Servicer Handbook M26-4 Chapter 9 — VA Purchase
      source_class: va-handbook-m26-4
      source_url: https://benefits.va.gov/WARMS/M26_4.asp
      snapshot_id: a6574506bc2e56ee
      fetched_at: '2026-05-23T01:50:00Z'
      content_hash: sha256:298ebf47187b857fbc87c22c6ed0f7c6d0eafebeb2b7ca0c49048e49c270ad5a
      paragraph_quote: 'VASP. Servicers are to confirm occupancy status with the borrower during the VASP review. In '
      drafter_attestation: Copied verbatim from VA Handbook snapshot a6574506bc2e56ee (M26-4 Ch. 9.04 — VASP occupancy confirmation) at 2026-05-23. Source PDF retrieved via Wayback Machine.
    promoted_at: '2026-05-23T13:14:01+00:00'
    promoted_from: va-m26-4-ch09-roundb-v1.yaml
  - id: va-m26-4-ch09-vasp-confirm-terms-before-valeri
    canonical_id: va-m26-4-ch09-vasp-confirm-terms-before-valeri
    section: VA M26-4 Ch. 9.07 — Confirm VASP Terms with Borrower Before VALERI Event
    description: |
      [SERVICER] is to confirm the VASP terms and payment amount with the
      borrower before reporting any VASP events in VALERI (using the
      Event Bulk Upload template).
    type: do
    audit_question: For every VASP event [SERVICER] reports in VALERI, can [SERVICER] evidence that the VASP terms and payment amount were confirmed with the borrower BEFORE the event was reported?
    program_review: Does the program ensure VASP terms and payment amount are confirmed with the borrower BEFORE any VASP event is reported in VALERI?
    file_review: Spot-check VASP-event files; confirm borrower confirmation of terms/payment preceded the VALERI event report.
    judgment: false
    feeds: []
    workflow_phase: servicing
    owner_role: loss_mitigation_specialist
    secondary_owner_role: compliance_officer
    cadence: per_event
    consequence: ''
    tags:
      - round-b
      - regulator-direct
      - va
      - m26-4
      - ch09
      - vasp
      - valeri-events
      - borrower-confirmation
      - promoted
    primary_source:
      tier: 1
      authority: VA Servicer Handbook M26-4 Chapter 9 — VA Purchase
      source_class: va-handbook-m26-4
      source_url: https://benefits.va.gov/WARMS/M26_4.asp
      snapshot_id: a6574506bc2e56ee
      fetched_at: '2026-05-23T01:50:00Z'
      content_hash: sha256:298ebf47187b857fbc87c22c6ed0f7c6d0eafebeb2b7ca0c49048e49c270ad5a
      paragraph_quote: 'Servicers are to confirm the VASP terms and payment amount with the borrower before '
      drafter_attestation: Copied verbatim from VA Handbook snapshot a6574506bc2e56ee (M26-4 Ch. 9.07 — Confirm VASP terms before VALERI event) at 2026-05-23. Source PDF retrieved via Wayback Machine.
    promoted_at: '2026-05-23T13:14:01+00:00'
    promoted_from: va-m26-4-ch09-roundb-v1.yaml
_promotion_history:
  - promoted_at: '2026-05-23T13:14:01+00:00'
    candidate_path: obligations\_remediation\_round_b_drafts\va-m26-4-ch09-roundb-v1.yaml
    candidates_promoted: 3
    candidates_skipped_existing: 0

Verbatim regulatory text (3)

Verbatim provisions from VA Servicer Handbook M26-4 Chapter 9 — VA Purchase — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

VA M26-4 Ch. 9.03 — Servicer Information Provision for tVAP Preliminary Review

1. The servicer is responsible for providing VA with the following information: the total

Source: VA Servicer Handbook M26-4 Chapter 9 — VA Purchase · source URL · snapshot a6574506bc2e56ee

VA M26-4 Ch. 9.04 — VASP Owner-Occupancy Confirmation

VASP. Servicers are to confirm occupancy status with the borrower during the VASP review. In

Source: VA Servicer Handbook M26-4 Chapter 9 — VA Purchase · source URL · snapshot a6574506bc2e56ee

VA M26-4 Ch. 9.07 — Confirm VASP Terms with Borrower Before VALERI Event

Servicers are to confirm the VASP terms and payment amount with the borrower before

Source: VA Servicer Handbook M26-4 Chapter 9 — VA Purchase · source URL · snapshot a6574506bc2e56ee