VA Lenders Handbook (VA Pamphlet 26-7), Chapter 6, Topic 5 — Other Refinancing Loans

va-m26-7-ch06-t05

VA Lenders Handbook (VA Pamphlet 26-7), Chapter 6, Topic 5 — Other Refinancing Loans.

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Verbatim provisions from VA Lenders Handbook (VA Pamphlet 26-7), Chapter 6, Topic 5 — Other Refinancing Loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

VA Pamphlet 26-7, Chapter 6, Topic 5 — Other Refinancing Loans

Effective 2009-04-10 · publisher's stamp for this provision

Topic 5. Other Refinancing Loans Change Date: April 10, 2009 Subsection c has been updated to note that maximum guaranty on these types of refinancing loans is limited to $36,000. This section has been updated to make minor grammatical edits. a. What Are They? Other refinancing loans are: construction loans, installment land sale contracts, and loans assumed by Veterans at interest rates higher than that for the proposed refinance. b. Maximum Loan These loans may not exceed the lesser of: the VA reasonable value plus the VA funding fee, or the sum of the outstanding balance of the loan to be refinanced plus allowable closing costs (including the funding fee) and discounts. The cost of energy efficiency improvements can also be added to the loan. c. Maximum Guaranty The maximum guaranty for refinancing loans, noted in subsection a, is $36,000.

Source: VA Pamphlet 26-7, Chapter 6, Topic 5 — Other Refinancing Loans · source URL · snapshot ec4a9a57c8c09865

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