VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 28 — Title Limitations
VA Lenders Handbook (VA Pamphlet 26-7), Chapter 10, Topic 28 — Title Limitations.
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VA Pamphlet 26-7, Chapter 10 (Appraisal Process), Topic 28 — Title Limitations
Topic 28. Title Limitations Change Date: March 11, 2019 This Chapter has been revised in its entirety. a. Lender Responsibilities If the lender determines that a title limitation or condition discovered prior to loan closing may affect eligibility, the lender must contact the appraiser to determine if the property is still eligible to become the security for a VA-guaranteed loan. If the condition was discovered after the effective date of the appraisal, the appraiser may consider this a new assignment and an additional fee may be charged to the Veteran. b. VA Processing Procedures If VA becomes aware of limitations or conditions which were not considered in the appraisal report or covered by 38 CFR 36.4354, the RLC of jurisdiction will: contact the fee appraiser if additional information is needed to determine the effect of the limitation or condition on the value estimate, consider the impact of the condition or limitation on the reasonable value of the property, describe the condition or limitation in WebLGY notes, and issue an amended NOV, if appropriate.
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Source of record: https://claudeforcompliance.com/regs/va-m26-7-ch10-t28/
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