FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692o — Exemption for State regulation

Name: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692o — Exemption for State regulation — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

fdcpa-15usc-1692o

FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692o Exemption for State regulation. Captured section-complete from uscode.house.gov (verbatim).

This register: .xlsx .csv

source:
  type: regulation
  id: fdcpa-15usc-1692o
  authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692o — Exemption for State regulation
  description: |
    FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.), §1692o Exemption for State regulation. Captured section-complete from uscode.house.gov (verbatim).
  effective_date: '2010-07-21'
  date_basis: 'statutory credit line: enactment date of the latest amendment listed (OLRC U.S. Code snapshot 34e0fe20bc6fea18); an amendment''s own effective-date provision may set a different date'
obligations:
  - id: fdcpa-15usc-1692o-full
    canonical_id: fdcpa-15usc-1692o-full
    section: 15 U.S.C. §1692o
    description: 'Exemption for State regulation: The Bureau shall by regulation exempt from the requirements of this subchapter any class of debt collection practices within any State if the Bureau determines that under the law of that State that class of debt collection practices is subject to requirements substantially similar to those imposed b…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692o
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1692o&num=0&edition=prelim
      snapshot_id: 34e0fe20bc6fea18
      fetched_at: '2026-09-26T22:29:12Z'
      content_hash: sha256:67c92fb2082d92dc2d1a7900db7486df04a4bdb4e304b8b911970f96d712ab25
      paragraph_quote: The Bureau shall by regulation exempt from the requirements of this subchapter any class of debt collection practices within any State if the Bureau determines that under the law of that State that class of debt collection practices is subject to requirements substantially similar to those imposed by this subchapter, and that there is adequate provision for enforcement.
      drafter_attestation: 'Verbatim 15 U.S.C. §1692o text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot 34e0fe20bc6fea18; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot b952398f02f4b4a8: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
    notes_split_to: fdcpa-15usc-1692o-notes
  - id: fdcpa-15usc-1692o-notes
    canonical_id: fdcpa-15usc-1692o-notes
    section: 15 U.S.C. §1692o note — source credit and editorial notes (not statute text)
    description: 'Editorial matter printed after the statute text: the source credit (enacting and amending public laws) and any footnotes or notes (e.g. Historical and Revision Notes, committee reports, References in Text). Not part of the operative statute.'
    type: note
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - statute-notes
      - not-statute-text
    primary_source:
      tier: 1
      authority: 15 U.S.C. §1692o note — source credit and editorial notes (not statute text)
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1692o&num=0&edition=prelim
      snapshot_id: 34e0fe20bc6fea18
      fetched_at: '2026-09-26T22:29:12Z'
      content_hash: sha256:67c92fb2082d92dc2d1a7900db7486df04a4bdb4e304b8b911970f96d712ab25
      paragraph_quote: (Pub. L. 90–321, title VIII, § 817, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 883; amended Pub. L. 111–203, title X, § 1089(1), July 21, 2010, 124 Stat. 2092.)
      drafter_attestation: 'Verbatim 15 U.S.C. §1692o text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot 34e0fe20bc6fea18; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot b952398f02f4b4a8: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
    split_from: fdcpa-15usc-1692o-full

Verbatim regulatory text (2)

Verbatim provisions from FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692o — Exemption for State regulation — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1692o

The Bureau shall by regulation exempt from the requirements of this subchapter any class of debt collection practices within any State if the Bureau determines that under the law of that State that class of debt collection practices is subject to requirements substantially similar to those imposed by this subchapter, and that there is adequate provision for enforcement.

Source: FDCPA (Fair Debt Collection Practices Act, 15 U.S.C.) § 1692o · source URL · snapshot 34e0fe20bc6fea18

15 U.S.C. §1692o note — source credit and editorial notes (not statute text)

(Pub. L. 90–321, title VIII, § 817, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 883; amended Pub. L. 111–203, title X, § 1089(1), July 21, 2010, 124 Stat. 2092.)

Source: 15 U.S.C. §1692o note — source credit and editorial notes (not statute text) · source URL · snapshot 34e0fe20bc6fea18

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Source of record: https://claudeforcompliance.com/regs/fdcpa-15usc-1692o/ · register fdcpa-15usc-1692o · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.