Freddie Mac Single-Family Seller/Servicer Guide 4301.1 — Refinance Mortgages

fhlmc-4301-1

Freddie Mac Single-Family Seller/Servicer Guide Section 4301.1 — Refinance Mortgages.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 4301.1 — Refinance Mortgages — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 4301.1 — Refinance Mortgages

Effective 2026-02-04 · Freddie Mac's stamp for this section

Freddie Mac will purchase refinance Mortgages under the terms of the Purchase Documents including this chapter. A refinance Mortgage is either: ■ A Mortgage, the proceeds of which are used to pay off an existing Mortgage or Mortgages secured by the Mortgaged Premises with the cancelation of the existing promissory note(s) and the execution of a new promissory note and Security Instrument, or ■ A Mortgage secured by Mortgaged Premises previously owned free and clear by the Borrower Freddie Mac purchases the following types of refinance Mortgages: ■ A “no cash-out” refinance, including: ❑ Freddie Mac Enhanced Relief Refinance® Mortgages ❑ Refi Possible® Mortgages ■ A cash-out refinance ■ A special purpose cash-out refinance Note: A Mortgage the proceeds of which are used to pay off an Interim Construction Financing must meet requirements of Chapter 4602 for Construction to Permanent Mortgages and Renovation Mortgages, including, but not limited to, how the transaction type (purchase or refinance) is determined.

Source: Freddie Mac Single-Family Seller/Servicer Guide 4301.1 — Refinance Mortgages · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-4301-1/ · register fhlmc-4301-1 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.