Freddie Mac Single-Family Seller/Servicer Guide 9201.3 — Servicer’s responsibilities for loss mitigation activities

fhlmc-9201-3

Freddie Mac Single-Family Seller/Servicer Guide section 9201.3 — Servicer’s responsibilities for loss mitigation activities. Full verbatim section text, substring-verified against snapshot 5869ee9e606cd4ae.

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Verbatim provisions from Freddie Mac Single-Family Seller/Servicer Guide 9201.3 — Servicer’s responsibilities for loss mitigation activities — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Freddie Mac Single-Family Seller/Servicer Guide 9201.3 — Servicer’s responsibilities for loss mitigation activities

Effective 2025-09-10 · Freddie Mac's stamp for this section

The Servicer’s loss mitigation activities must include: ■ Pursuing reinstatement as the first option to resolve a Delinquency ■ Analyzing the Borrower’s financial situation and determining his or her intention toward the Mortgage obligation ■ Determining the value and condition of the property to calculate the Borrower’s equity position and Freddie Mac’s potential loss if Freddie Mac were to acquire the property as an REO ■ Pursuing alternatives to foreclosure in accordance with the hierarchy set forth in Section 9201.2 when the Servicer determines the Borrower cannot reinstate ■ Continuing to pursue alternatives to foreclosure even after the Servicer has initiated foreclosure in accordance with Section 9102.4(b) ■ Managing the foreclosure process to ensure that expenses and accruing interest are minimized and obtaining clear and marketable title as soon as legally possible In conducting loss mitigation activities, the Servicer must also comply with all FHA, RHS, VA or MI requirements, if applicable, and with the requirements in the table below: Additional requirements in conducting loss mitigation activities Topic Guide location Delinquencies Reinstatements and relief options Hardest Hit Fund Foreclosure Bankruptcy

Source: Freddie Mac Single-Family Seller/Servicer Guide 9201.3 — Servicer’s responsibilities for loss mitigation activities · source URL · snapshot 4c94f67729042dd6

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Source of record: https://claudeforcompliance.com/regs/fhlmc-9201-3/ · register fhlmc-9201-3 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.