Fannie Mae Selling Guide B5-2-04 — Manufactured Housing Pricing, Mortgage Insurance, and Loan Delivery Requirements

fnma-sel-b5-2-04

Fannie Mae Selling Guide B5-2-04 — Manufactured Housing Pricing, Mortgage Insurance, and Loan Delivery Requirements.

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Fannie Mae Selling Guide B5-2-04 — Manufactured Housing Pricing, Mortgage Insurance, and Loan Delivery Requirements

Effective 2025-12-10 · publisher's stamp for this provision

B5-2-04, Manufactured Housing Pricing, Mortgage Insurance, and Loan Delivery Requirements (12/10/2025) Introduction This topic contains information about manufactured housing, including: Loan-Level Price Adjustments Mortgage Insurance Loan Delivery Requirements Uniform Appraisal Dataset (UAD) 3.6 Policy Loan-Level Price Adjustments An LLPA applies to all mortgages secured by manufactured homes that do not meet the MH Advantage requirements, whether delivered to Fannie Mae for whole loan purchase or MBS issuance. These LLPAs are in addition to any other price adjustments that are otherwise applicable to the particular transaction. For the current LLPAs, see the Loan-Level Price Adjustment (LLPA) Matrix . Mortgage Insurance For mortgage insurance coverage requirements, see B7-1-02, Mortgage Insurance Coverage Requirements. Loan Delivery Requirements The following table describes the requirements for delivery of certain data elements that are applicable to manufactured homes. Manufactured Home Type Construction Method Type (Sort ID 51) Manufactured Home Width Type (Sort ID 33) Special Feature Code(s) Single-width Manufactured SingleWide 235 and 791 Multi-width MultiWide 235 MH Advantage MultiWide 235 and 859 MH Advantage SingleWide 235, 791, and 859 Note: These special feature codes are in addition to any other special feature codes that may apply. Uniform Appraisal Dataset (UAD) 3.6 Policy Lenders using UAD 3.6 must follow the requirements in the UAD 3.6 Policy Supplement .

Source: Fannie Mae Selling Guide B5-2-04 — Manufactured Housing Pricing, Mortgage Insurance, and Loan Delivery Requirements · source URL · snapshot 2897f21e1e729b42

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