Fannie Mae Servicing Guide D2-2-03 — Sending a Payment Reminder Notice

fnma-svc-d2-2-03

Fannie Mae Servicing Guide D2-2-03 — Sending a Payment Reminder Notice.

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Verbatim provisions from Fannie Mae Servicing Guide D2-2-03 — Sending a Payment Reminder Notice — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Servicing Guide D2-2-03 — Sending a Payment Reminder Notice

Effective 2025-08-13 · publisher's stamp for this provision

D2-2-03, Sending a Payment Reminder Notice (08/13/2025) Introduction This topic contains information on sending a payment reminder notice. Sending a Payment Reminder Notice Sending a Payment Reminder Notice The servicer must send a payment reminder notice to the borrower no later than the 20th day of the month if the payment has not been received with the following exceptions: the mortgage loan is a second lien mortgage loan (see D2-2-09, Additional Borrower Contact Requirements for the Servicer of a Second Lien Mortgage Loan), or the borrower is subject to an active forbearance plan (without regard to whether the forbearance plan provides for reduced or suspended payments). The following table outlines the requirements for a payment reminder notice. ✓ Requirements for a payment reminder notice Address the borrower by name. State a desire to work with the borrower to preserve homeownership. State the amount of late charges that are due, if applicable. Explain that the borrower can seek assistance with household budgeting at no charge from HUD-approved housing counseling agencies that can be found on HUD.gov. Inform the borrower about the availability of additional educational resources on Fannie Mae’s consumer website.

Source: Fannie Mae Servicing Guide D2-2-03 — Sending a Payment Reminder Notice · source URL · snapshot cf63a82bbb4adfba

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Source of record: https://claudeforcompliance.com/regs/fnma-svc-d2-2-03/ · register fnma-svc-d2-2-03 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.