HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2802 — Definitions

hmda-12usc-2802

HMDA (Home Mortgage Disclosure Act, 12 U.S.C.), §2802 Definitions. Captured section-complete from Cornell LII (verbatim).

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Verbatim regulatory text (8)

Verbatim provisions from HMDA (Home Mortgage Disclosure Act, 12 U.S.C.) § 2802 — Definitions — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 U.S.C. §2802(1)

For purposes of this chapter— (1) the term “Bureau” means the Bureau of Consumer Financial Protection;

Source: 12 U.S.C. §2802(1) · source URL · snapshot 0a0ae522e9c19de8

12 U.S.C. §2802(2)

(2) the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;

Source: 12 U.S.C. §2802(2) · source URL · snapshot 0a0ae522e9c19de8

12 U.S.C. §2802(3)

(3) the term “depository institution”— (A) means— (i) any bank (as defined in section 1813(a)(1) of this title); (ii) any savings association (as defined in section 1813(b)(1) of this title); and (iii) any credit union, which makes federally related mortgage loans as determined by the Board; and (B) includes any other lending institution (as defined in paragraph (4) [1]) other than any institution described in subparagraph (A);

Source: 12 U.S.C. §2802(3) · source URL · snapshot 0a0ae522e9c19de8

12 U.S.C. §2802(4)

(4) the term “completed application” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;

Source: 12 U.S.C. §2802(4) · source URL · snapshot 0a0ae522e9c19de8

12 U.S.C. §2802(5)

(5) the term “other lending institutions” means any person engaged for profit in the business of mortgage lending;

Source: 12 U.S.C. §2802(5) · source URL · snapshot 0a0ae522e9c19de8

12 U.S.C. §2802(6)

(6) the term “Board” means the Board of Governors of the Federal Reserve System; and

Source: 12 U.S.C. §2802(6) · source URL · snapshot 0a0ae522e9c19de8

12 U.S.C. §2802(7)

(7) the term “Secretary” means the Secretary of Housing and Urban Development.

Source: 12 U.S.C. §2802(7) · source URL · snapshot 0a0ae522e9c19de8

12 U.S.C. §2802 note — source credit and editorial notes (not statute text)

( Pub. L. 94–200, title III, § 303 , Dec. 31, 1975 , 89 Stat. 1125 ; Pub. L. 100–242, title V, § 565(a)(1) , Feb. 5, 1988 , 101 Stat. 1945 ; Pub. L. 101–73, title XII, § 1211(d) , (e), Aug. 9, 1989 , 103 Stat. 525 ; Pub. L. 111–203, title X, § 1094(2) , July 21, 2010 , 124 Stat. 2097 .) [1] So in original. Probably should be “paragraph (5)”.

Source: 12 U.S.C. §2802 note — source credit and editorial notes (not statute text) · source URL · snapshot 954e09a5cf6256bc

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Source of record: https://claudeforcompliance.com/regs/hmda-12usc-2802/ · register hmda-12usc-2802 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.