HUD Handbook 4000.1 III.A.2.k
HUD effective date: 10/01/2025 · section III.A.2 · Handbook 4000.1
HUD Single-Family Housing Policy Handbook 4000.1, Section III.A.2.k. See obligation entries for operative requirements and verbatim primary-source citations.
Verbatim regulatory text
Verbatim provisions from HUD Handbook 4000.1 III.A.2.k — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
HUD Handbook 4000.1 III.A.2.k
• the correct and complete claim is submitted to HUD within 60 Days of the execution date of the Permanent Home Retention Option or Home Disposition The Mortgagee may submit a claim for an incentive for the successful completion of the approved Loss Mitigation Options, including for Loss Mitigation Options associated with a PDMDA (also referred to as Disaster options), listed below. Loss Mitigation Option Mortgagee Incentive Partial Claim $500 for a Partial Claim Loan Modification (including OWL) $750 for a Loan Modification *Additionally, the Mortgagee is eligible to be reimbursed up to $250 for fees associated with title search, title policy, and/or recordation. $1,750 PFS $1,000 DIL $250 ii. Reimbursement for Loan Modification Title Search and Recordation The Mortgagee may submit a claim to be reimbursed up to $250 for fees associated with title search, title policy, and/or recordation associated for an executed Loan Modification where: • three or more full monthly payments are Delinquent (i.e., 61 Days or more Delinquent) when the Standalone Loan Modification, Combination Loan Modification and Partial Claim, or OWL is approved; • the Loss Mitigation Option was completed in accordance with FHA requirements; • the correct and complete claim for $250 is submitted to HUD within 120 Days of the execution date of the Loan Modification, or Loan Modification as part of a Combination Loan Modification and Partial Claim. The claim for reimbursement up to $250 for fees associated with title search, title policy, and/or recordation may be included with the claim for a Mortgagee incentive. Mortgagees that do not qualify for an incentive may still submit a claim for this l. Presidentially-Declared Major Disaster Areas (10/01/2025) i. Disaster Declarations Under the Robert T. Stafford Disaster Relief and Emergency Assistance Act, the President has authority to declare a major disaster for any area which has been affected by damage of sufficient severity and magnitude to warrant major disaster assistance. Disaster declarations and information regarding available federal assistance for each
Get this regulation in your AI window
Retired 4000.1 text reads exactly like current text. Ask an assistant an FHA question and it will often answer from an old edition, confidently, without telling you which one.Put the verbatim text and its effective date in front of your assistant, instead of whatever it remembers.
Open in Claude Open in ChatGPT
Open in Claude shows the one-time setup: paste one address, no account with us. Open in ChatGPT asks ChatGPT about this page, with no setup. Either way it’s free.
Next step: the FHA underwriting QC playbook. Run it in your AI window →
Get notified if this rule changes
One email when HUD Handbook 4000.1 III.A.2.k changes: what changed, the new verbatim text, and the effective date. Nothing else.
Double opt-in: we send a confirmation link first. Following one section does not subscribe you to anything else. Privacy.
Source of record: https://claudeforcompliance.com/regs/hud-4000-1-iii-a-2-k/
· register hud-4000-1-iii-a-2-k · verbatim, source-snapshotted regulator text from the
Claude for Compliance corpus. To work from every register at once, download the corpus
and follow the methodology.