12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.46 — Professional association membership; competency
12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC), §34.46 Professional association membership; competency. Captured section-complete (all subsections verbatim).
Verbatim regulatory text
Verbatim provisions from 12 CFR Part 34 — Real Estate Lending, Appraisals & AVMs (OCC) § 34.46 — Professional association membership; competency — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.
12 CFR §34.46(a)
(a) Membership in appraisal organizations. A State certified appraiser or a State licensed appraiser may not be excluded from consideration for an assignment for a federally related transaction solely by virtue of membership or lack of membership in any particular appraisal organization.
12 CFR §34.46(b)
(b) Competency. All staff and fee appraisers performing appraisals in connection with federally related transactions must be State certified or licensed, as appropriate. However, a State certified or licensed appraiser may not be considered competent solely by virtue of being certified or licensed. Any determination of competency shall be based upon the individual's experience and educational background as they relate to the particular appraisal assignment for which he or she is being considered.
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Source of record: https://claudeforcompliance.com/regs/occ-12cfr-34-46/
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