12 CFR §1006.26 — Collection of time-barred debts (Regulation F)

reg-f-1006-26

12 CFR §1006.26 — Collection of time-barred debts.

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Verbatim provisions from 12 CFR §1006.26 — Collection of time-barred debts (Regulation F) — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 CFR §1006.26 — Collection of time-barred debts

§ 1006.26 Collection of time-barred debts. (a) Definitions. For purposes of this section: (1) Statute of limitations means the period prescribed by applicable law for bringing a legal action against the consumer to collect a debt. (2) Time-barred debt means a debt for which the applicable statute of limitations has expired. (b) Legal actions and threats of legal actions prohibited. A debt collector must not bring or threaten to bring a legal action against a consumer to collect a time-barred debt. This paragraph (b) does not apply to proofs of claim filed in connection with a bankruptcy proceeding. [86 FR 5854, Jan. 19, 2021]

Source: 12 CFR §1006.26 — Collection of time-barred debts (Regulation F) · source URL · snapshot 7a7bb815bdf7f9d3

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Source of record: https://claudeforcompliance.com/regs/reg-f-1006-26/ · register reg-f-1006-26 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.