RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller

Name: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

respa-12usc-2608

RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2608 Title companies; liability of seller. Captured section-complete from uscode.house.gov (verbatim).

This register: .xlsx .csv

source:
  type: regulation
  id: respa-12usc-2608
  authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller
  description: |
    RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.), §2608 Title companies; liability of seller. Captured section-complete from uscode.house.gov (verbatim).
  effective_date: '1974-12-22'
  date_basis: 'statutory credit line: enactment date of the latest amendment listed (OLRC U.S. Code snapshot 3000b6ebeba4cf11); an amendment''s own effective-date provision may set a different date'
obligations:
  - id: respa-12usc-2608-a
    canonical_id: respa-12usc-2608-a
    section: 12 U.S.C. §2608(a)
    description: 'Title companies; liability of seller — (a): (a) No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2608&num=0&edition=prelim
      snapshot_id: 3000b6ebeba4cf11
      fetched_at: '2026-09-26T22:30:31Z'
      content_hash: sha256:77a0837a0dec108dc3154984ee07cce62111b44979be9d2158a9441a3b74811a
      paragraph_quote: (a) No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.
      drafter_attestation: 'Verbatim 12 U.S.C. §2608 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot 3000b6ebeba4cf11; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot ef5153ecfcf3706a: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
  - id: respa-12usc-2608-b
    canonical_id: respa-12usc-2608-b
    section: 12 U.S.C. §2608(b)
    description: 'Title companies; liability of seller — (b): (b) Any seller who violates the provisions of subsection (a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance. ( Pub. L. 93–533, § 9 , Dec. 22, 1974 , 88 Stat. 1728 .)'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2608&num=0&edition=prelim
      snapshot_id: 3000b6ebeba4cf11
      fetched_at: '2026-09-26T22:30:31Z'
      content_hash: sha256:77a0837a0dec108dc3154984ee07cce62111b44979be9d2158a9441a3b74811a
      paragraph_quote: (b) Any seller who violates the provisions of subsection (a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance.
      drafter_attestation: 'Verbatim 12 U.S.C. §2608 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot 3000b6ebeba4cf11; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot ef5153ecfcf3706a: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
    notes_split_to: respa-12usc-2608-notes
  - id: respa-12usc-2608-notes
    canonical_id: respa-12usc-2608-notes
    section: 12 U.S.C. §2608 note — source credit and editorial notes (not statute text)
    description: 'Editorial matter printed after the statute text: the source credit (enacting and amending public laws) and any footnotes or notes (e.g. Historical and Revision Notes, committee reports, References in Text). Not part of the operative statute.'
    type: note
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - statute-notes
      - not-statute-text
    primary_source:
      tier: 1
      authority: 12 U.S.C. §2608 note — source credit and editorial notes (not statute text)
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2608&num=0&edition=prelim
      snapshot_id: 3000b6ebeba4cf11
      fetched_at: '2026-09-26T22:30:31Z'
      content_hash: sha256:77a0837a0dec108dc3154984ee07cce62111b44979be9d2158a9441a3b74811a
      paragraph_quote: (Pub. L. 93–533, § 9, Dec. 22, 1974, 88 Stat. 1728.)
      drafter_attestation: 'Verbatim 12 U.S.C. §2608 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot 3000b6ebeba4cf11; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot ef5153ecfcf3706a: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
    split_from: respa-12usc-2608-b

Verbatim regulatory text (3)

Verbatim provisions from RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 — Title companies; liability of seller — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

12 U.S.C. §2608(a)

(a) No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.

Source: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 · source URL · snapshot 3000b6ebeba4cf11

12 U.S.C. §2608(b)

(b) Any seller who violates the provisions of subsection (a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance.

Source: RESPA (Real Estate Settlement Procedures Act, 12 U.S.C.) § 2608 · source URL · snapshot 3000b6ebeba4cf11

12 U.S.C. §2608 note — source credit and editorial notes (not statute text)

(Pub. L. 93–533, § 9, Dec. 22, 1974, 88 Stat. 1728.)

Source: 12 U.S.C. §2608 note — source credit and editorial notes (not statute text) · source URL · snapshot 3000b6ebeba4cf11

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Source of record: https://claudeforcompliance.com/regs/respa-12usc-2608/ · register respa-12usc-2608 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.