TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan

Name: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

tila-15usc-1639g

TILA (Truth in Lending Act, 15 U.S.C.), §1639g Requests for payoff amounts of home loan. Captured section-complete from uscode.house.gov (verbatim).

This register: .xlsx .csv

source:
  type: regulation
  id: tila-15usc-1639g
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan
  description: |
    TILA (Truth in Lending Act, 15 U.S.C.), §1639g Requests for payoff amounts of home loan. Captured section-complete from uscode.house.gov (verbatim).
  effective_date: '2010-07-21'
  date_basis: 'statutory credit line: enactment date of the latest amendment listed (OLRC U.S. Code snapshot c156920ecb4d5efc); an amendment''s own effective-date provision may set a different date'
obligations:
  - id: tila-15usc-1639g-full
    canonical_id: tila-15usc-1639g-full
    section: 15 U.S.C. §1639g
    description: A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower. ( Pub. L. 90–321, title I, § 129G , as added Pub. L. 111–203, tit…
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1639g&num=0&edition=prelim
      snapshot_id: c156920ecb4d5efc
      fetched_at: '2026-09-26T22:29:12Z'
      content_hash: sha256:71ad67ac4c75d8398c92301ae2918804599ecaed27ee6ef1fd367f664a90038e
      paragraph_quote: A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower.
      drafter_attestation: 'Verbatim 15 U.S.C. §1639g text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot c156920ecb4d5efc; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot dc01ecb2582cfd4b: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
    notes_split_to: tila-15usc-1639g-notes
  - id: tila-15usc-1639g-notes
    canonical_id: tila-15usc-1639g-notes
    section: 15 U.S.C. §1639g note — source credit and editorial notes (not statute text)
    description: 'Editorial matter printed after the statute text: the source credit (enacting and amending public laws) and any footnotes or notes (e.g. Historical and Revision Notes, committee reports, References in Text). Not part of the operative statute.'
    type: note
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    file_review: ''
    judgment: false
    feeds: []
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    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - statute-notes
      - not-statute-text
    primary_source:
      tier: 1
      authority: 15 U.S.C. §1639g note — source credit and editorial notes (not statute text)
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1639g&num=0&edition=prelim
      snapshot_id: c156920ecb4d5efc
      fetched_at: '2026-09-26T22:29:12Z'
      content_hash: sha256:71ad67ac4c75d8398c92301ae2918804599ecaed27ee6ef1fd367f664a90038e
      paragraph_quote: (Pub. L. 90–321, title I, § 129G, as added Pub. L. 111–203, title XIV, § 1464(b), July 21, 2010, 124 Stat. 2184.)
      drafter_attestation: 'Verbatim 15 U.S.C. §1639g text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot c156920ecb4d5efc; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot dc01ecb2582cfd4b: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
      corroborated_by: govinfo.gov
      corroborated_on: '2026-09-13'
    split_from: tila-15usc-1639g-full

Verbatim regulatory text (2)

Verbatim provisions from TILA (Truth in Lending Act, 15 U.S.C.) § 1639g — Requests for payoff amounts of home loan — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1639g

A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower.

Source: TILA (Truth in Lending Act, 15 U.S.C.) § 1639g · source URL · snapshot c156920ecb4d5efc

15 U.S.C. §1639g note — source credit and editorial notes (not statute text)

(Pub. L. 90–321, title I, § 129G, as added Pub. L. 111–203, title XIV, § 1464(b), July 21, 2010, 124 Stat. 2184.)

Source: 15 U.S.C. §1639g note — source credit and editorial notes (not statute text) · source URL · snapshot c156920ecb4d5efc

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Source of record: https://claudeforcompliance.com/regs/tila-15usc-1639g/ · register tila-15usc-1639g · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.