TILA (Truth in Lending Act, 15 U.S.C.) § 1651 — Procedure for timely settlement of estates of decedent obligors

Name: TILA (Truth in Lending Act, 15 U.S.C.) § 1651 — Procedure for timely settlement of estates of decedent obligors — machine-readable register
Creator: Claude for Compliance
License: https://creativecommons.org/licenses/by-nd/4.0/

tila-15usc-1651

TILA (Truth in Lending Act, 15 U.S.C.), §1651 Procedure for timely settlement of estates of decedent obligors. Captured section-complete from Cornell LII (verbatim).

This register: .xlsx .csv

source:
  type: regulation
  id: tila-15usc-1651
  authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1651 — Procedure for timely settlement of estates of decedent obligors
  description: |
    TILA (Truth in Lending Act, 15 U.S.C.), §1651 Procedure for timely settlement of estates of decedent obligors. Captured section-complete from Cornell LII (verbatim).
  effective_date: '2010-07-21'
  date_basis: 'statutory credit line: enactment date of the latest amendment listed (OLRC U.S. Code snapshot b3d284f98fe78fac); an amendment''s own effective-date provision may set a different date'
obligations:
  - id: tila-15usc-1651-full
    canonical_id: tila-15usc-1651-full
    section: 15 U.S.C. §1651
    description: 'Procedure for timely settlement of estates of decedent obligors: The Bureau, in consultation with the Bureau [1] and each other agency referred to in section 1607(a) of this title , shall prescribe regulations to require any creditor, with respect to any credit card account under an open end consumer credit plan, to establish procedures to ensure that any adminis…'
    type: do
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - regulator-direct
      - gap-fill
      - section-complete
      - usc-statute
    primary_source:
      tier: 1
      authority: TILA (Truth in Lending Act, 15 U.S.C.) § 1651
      source_class: usc-statute-lii
      source_url: https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1651&num=0&edition=prelim
      snapshot_id: b3d284f98fe78fac
      fetched_at: '2026-09-26T22:29:12Z'
      content_hash: sha256:ad9b403ea3c27e1f8ac40d468736c5d93f505e539aeb4bd5fcc1d3ae3c34fdc7
      paragraph_quote: The Bureau, in consultation with the Bureau [1] and each other agency referred to in section 1607(a) of this title, shall prescribe regulations to require any creditor, with respect to any credit card account under an open end consumer credit plan, to establish procedures to ensure that any administrator of an estate of any deceased obligor with respect to such account can resolve outstanding credit balances in a timely manner.
      drafter_attestation: 'Verbatim 15 U.S.C. §1651 text from the Office of the Law Revision Counsel''s USLM XML (USLM release point 119-111), snapshot b3d284f98fe78fac; substring-verified. Re-sourced 2026-09-26 (scripts/resource-usc-olrc.py) from Cornell LII snapshot d7051fe18551493d: the same words, without Cornell''s rendering artifacts (a space before punctuation after every cross-reference link).'
      publisher: uscode.house.gov
      verified_against: uscode.house.gov
      verified_on: '2026-09-26'
    notes_split_to: tila-15usc-1651-notes
  - id: tila-15usc-1651-notes
    canonical_id: tila-15usc-1651-notes
    section: 15 U.S.C. §1651 note — source credit and editorial notes (not statute text)
    description: 'Editorial matter printed after the statute text: the source credit (enacting and amending public laws) and any footnotes or notes (e.g. Historical and Revision Notes, committee reports, References in Text). Not part of the operative statute.'
    type: note
    audit_question: ''
    program_review: ''
    file_review: ''
    judgment: false
    feeds: []
    workflow_phase: ''
    owner_role: ''
    secondary_owner_role: ''
    cadence: ''
    consequence: ''
    tags:
      - statute-notes
      - not-statute-text
    primary_source:
      tier: 1
      authority: 15 U.S.C. §1651 note — source credit and editorial notes (not statute text)
      source_class: usc-statute-lii
      source_url: https://www.law.cornell.edu/uscode/text/15/1651
      snapshot_id: d7051fe18551493d
      fetched_at: '2026-06-18T00:00:00+00:00'
      content_hash: sha256:5bf1f02e8bc4c68e8cd4772f79b84cf11977b68244be5f70d012aacb3b4609f0
      paragraph_quote: ( Pub. L. 90–321, title I, § 140A , as added Pub. L. 111–24, title V, § 504(a) , May 22, 2009 , 123 Stat. 1756 ; amended Pub. L. 111–203, title X, § 1100A(2) , (3), July 21, 2010 , 124 Stat. 2107 .) [1] So in original.
      drafter_attestation: Split 2026-09-26 (scripts/split-statute-notes.py) from tila-15usc-1651-full, whose quote ran past the end of 15 U.S.C. §1651 into the section's source credit and editorial notes. Verbatim tail of that quote; substring-verified against snapshot d7051fe18551493d.
    split_from: tila-15usc-1651-full

Verbatim regulatory text (2)

Verbatim provisions from TILA (Truth in Lending Act, 15 U.S.C.) § 1651 — Procedure for timely settlement of estates of decedent obligors — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

15 U.S.C. §1651

The Bureau, in consultation with the Bureau [1] and each other agency referred to in section 1607(a) of this title, shall prescribe regulations to require any creditor, with respect to any credit card account under an open end consumer credit plan, to establish procedures to ensure that any administrator of an estate of any deceased obligor with respect to such account can resolve outstanding credit balances in a timely manner.

Source: TILA (Truth in Lending Act, 15 U.S.C.) § 1651 · source URL · snapshot b3d284f98fe78fac

15 U.S.C. §1651 note — source credit and editorial notes (not statute text)

( Pub. L. 90–321, title I, § 140A , as added Pub. L. 111–24, title V, § 504(a) , May 22, 2009 , 123 Stat. 1756 ; amended Pub. L. 111–203, title X, § 1100A(2) , (3), July 21, 2010 , 124 Stat. 2107 .) [1] So in original.

Source: 15 U.S.C. §1651 note — source credit and editorial notes (not statute text) · source URL · snapshot d7051fe18551493d

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Source of record: https://claudeforcompliance.com/regs/tila-15usc-1651/ · register tila-15usc-1651 · verbatim, source-snapshotted regulator text from the Claude for Compliance corpus. To work from every register at once, download the corpus and follow the methodology.