VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 4 — Building

va-m26-7-ch11-t04

VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 4 — Building.

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Verbatim provisions from VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 4 — Building — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 4 — Building

Effective 2019-02-22 · publisher's stamp for this provision

Topic 4. Gross Living Area Change Date: February 22, 2019 This Chapter has been revised in its entirety. a. Definition Gross living area (GLA) refers to the square footage of the area that is finished, habitable, contiguous, above-grade, residential space calculated by measuring the outside walls of the structure. b. Non-Contiguous Areas The functional utility and contributory value of any non-contiguous areas should be considered by the appraiser and listed separately from the GLA on the market data grid. c. Basements Basements, whether or not finished, must not be included in the GLA. d. Attics Finished attics may be included in the GLA. e. Below-Grade Areas If any part of a finished level is below grade, the appraiser must determine whether it should be considered GLA or valued separately. If the appraiser determines that a partially below-grade habitable space is similar to the GLA in design, quality of construction, and appeal, has full utility and is accepted in the market, the appraiser may include the area in the GLA. If the partially below-grade space is inferior to the rest of the property and not accepted in the market, the appraiser may determine that the area is not part of the GLA. In cases such as these, the contributory value of partially below-grade space should be considered separately on the market data grid.

Source: VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 4 — Building · source URL · snapshot 88df7c186d706e99

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