VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 9 — Effective Age

va-m26-7-ch11-t09

VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 9 — Effective Age.

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Verbatim provisions from VA Lenders Handbook (VA Pamphlet 26-7), Chapter 11, Topic 9 — Effective Age — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

VA Pamphlet 26-7, Chapter 11 (Appraisal Report), Topic 9 — Effective Age

Effective 2019-02-22 · publisher's stamp for this provision

Topic 9. Effective Age Change Date: February 22, 2019 This Chapter has been revised in its entirety. a. Estimating Effective Age While the actual age is the number of years since the home was constructed, the effective age reflects the condition and functional utility of the property. For example, remodeling will likely decrease the effective age of a home while a lack of maintenance can increase the effective age, possibly to a number greater than the actual age. b. Comment if Significant Change From Actual Age The appraiser must state the effective age as a single number and include comments if the effective age differs significantly from the actual age. c. Completed Repairs Considered Since recommended repairs are included in value on origination appraisals, the effective age should reflect the condition of the property as repaired.

Source: VA Pamphlet 26-7, Chapter 11 (Appraisal Report), Topic 9 — Effective Age · source URL · snapshot 88df7c186d706e99

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