Fannie Mae Servicing Guide F-2-06 — Mortgage Insurer Delegations for Workout Options
Fannie Mae Servicing Guide F-2-06 — Mortgage Insurer Delegations for Workout Options.
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Fannie Mae Servicing Guide F-2-06 — Mortgage Insurer Delegations for Workout Options
F-2-06, Mortgage Insurer Delegations for Workout Options (07/09/2025) Introduction This exhibit contains information related to mortgage insurer delegations for workout options. Mortgage Insurer Delegations for Workout Options Mortgage Insurer Delegations for Workout Options Fannie Mae has obtained a delegation of authority on behalf of all servicers from each of the mortgage insurers identified below for the workout options listed. If Fannie Mae has not obtained a delegation of authority from the mortgage insurer for any particular workout option, the servicer must either obtain this delegation or seek Published May 13, 2026 712 mortgage insurer approval. Fannie Mae Flex Modification: Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, Radian Guaranty, Triad, United Guaranty. Payment deferral: Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, Radian Guaranty, United Guaranty. Disaster payment deferral: Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, Radian Guaranty, United Guaranty. Fannie Mae Short Sale: Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, PMI, Radian Guaranty, Triad, United Guaranty. Fannie Mae Mortgage Release (Deed-in-Lieu of Foreclosure): Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, PMI, Radian Guaranty, Triad, United Guaranty. Mortgage Loan and Mortgage Releases: In addition, the delegations to Fannie Mae allow for mortgage loan modification and Mortgage Release decisions to be made outside the published terms of the programs listed above by each of the mortgage insurers identified below: Arch MI, Enact, Essent Guaranty, MassHousing, MGIC, NMI, Radian Guaranty, Triad, United Guaranty and PMI (for short sale and Mortgage Release decisions only). Note: Fannie Mae instructs the servicer, when filing a claim for a short sale or Mortgage Release (Deed-in-Lieu of Foreclosure), to provide the relevant available valuation to the mortgage insurer if requested. Recent Related Announcements The table below provides references to recently issued Announcements that are related to this topic. Announcements Issue Date Announcement SVC-2025-04 July 09, 2025 Announcement SVC-2022-01 February 9, 2022 Announcement SVC-2020-07 December 9, 2020 Announcement SVC-2020-04 September 9, 2020 Published May 13, 2026 713