Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans

fnma-svc-f-2-09

Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans.

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Verbatim provisions from Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans — each quote is a verified substring of the regulator-published source snapshot, not retyped. Quoted for reference; this is not legal advice. The operational layer (P&P updates, prompts) lives in the regulation update kits.

Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans

Effective 2019-09-11 · publisher's stamp for this provision

F-2-09, Servicing Fees for Portfolio Mortgage Loans (09/11/2019) Introduction This exhibit contains servicing fees for portfolio mortgage loans. Servicing Fees for Portfolio Mortgage Loans Servicing Fees for Portfolio Mortgage Loans The following table describes the servicing fees that apply to portfolio mortgage loans. Product Servicing Fee RD direct-leveraged conventional fixed-rate mortgage loans and RD-guaranteed fixed-rate mortgage loans 0.25% minimum fee Product Servicing Fee HUD-guaranteed Section 184 mortgage loans and FHA-insured Section 248 mortgage loans with a fixed interest rate 0.5% maximum fee 0.25% minimum fee FHA-insured Section 248 mortgage loans with an adjustable interest rate 0.25% minimum fee 0.5% maximum fee HomeStyle Renovation mortgage loans with a fixed interest rate 0.25% minimum fee 0.5% maximum fee for mortgage loans delivered on or after June 1, 2019 HomeStyle Construction-to-Permanent mortgage loans with an adjustable interest rate 0.25% minimum fee 1% maximum fee during construction phase, only if the mortgage loan is delivered under a commitment that specifies the premium pricing option 0.5% maximum fee during permanent phase, only if the mortgage is delivered under a commitment that specifies the premium pricing option HomeStyle Construction-to-Permanent mortgage loans with a fixed interest rate 0.25% minimum fee 1% maximum fee during construction phase if the mortgage loan is delivered under a commitment that specifies the premium pricing option 0.5% maximum fee upon completion of the construction phase, if the mortgage loan is delivered under a commitment that specifies the premium pricing option or the mortgage loan is delivered on or after June 1, 2019 FHA Title I mortgage loans 0.5% minimum fee 1.25% maximum fee Fixed-rate second-lien mortgage loans 0.5% minimum fee 1.25% maximum fee Conventional fixed-rate, fully amortizing first-lien mortgage loans with the scheduled/scheduled remittance type 0.25% minimum fee 0.5% maximum fee for mortgage loans delivered on or after June 1, 2019 Product Servicing Fee All other fixed-rate monthly payment first-lien mortgage loans with an actual/actual or scheduled/actual remittance type Either 0.25% or 0.375% minimum fee (at lender's option) 0.5% maximum fee for mortgage loans delivered on or after June 1, 2019 Biweekly payment first-lien mortgage loans Either 0.25% or 0.375% minimum fee (at lender's option) All ARM loans 0.25% minimum fee

Source: Fannie Mae Servicing Guide F-2-09 — Servicing Fees for Portfolio Mortgage Loans · source URL · snapshot cf63a82bbb4adfba

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